Understanding
Non-Registered Investment Accounts

A Non-Registered Investment Account is similar to a TFSA, however earnings are subject to tax, and the accounts have no annual contribution limits.

Non-Registered Investment Accounts offer flexibility and growth potential beyond TFSA or RRSP options, Despite taxable earnings and no annual contribution limits. These accounts serve as a strategic tool for clients seeking tailored investment solutions to address unique financial circumstances and goals.

What are the benefits of a Non-Registered Investment Accounts?

  • Individuals who have reached their contribution limits with registered accounts such as TFSAs or RRSPs can continue investing and growing their wealth with Non-registered accounts

  • There is no limit on the maximum amount you can deposit.

  • Investment allows for deposits weekly, monthly, semi-annually, or annually.

  • No penalties on withdrawals.

  • Individuals over the age of 18 are allowed to open up an account.

  • Non-residents ineligible for registered accounts such as TFSAs or RRSPs can use Non-registered accounts to invest in Canada.

  • Non-registered accounts allow for sophisticated tax planning such as offsetting capital gains with losses to reduce taxable income.

Open a Non-Registered Investment Account with Arquette Wealth.

  • Commited to Your Success

    “Excellent experience , Arquette Wealth does the utmost BEST to find the right plan and makes sure you totally understand what you are entitled to. Very professional, patient, courteous and full of knowledge ... While having professionalism , they make you feel so comfortable in placing your trust in them. Extremely happy I came across Arquette Wealth and looking forward to a long-term business relationship. Would absolutely recommend them, and actually I already have ... Wish them the best of success”

    Arta Safavi | Entrepreneur

  • Committed to Your Success

    “Opened my eyes to the importance of family, investments, and insurances! Extremely Recommended!”

    Filmon Telwode | Engineer